FAQ
What can I borrow?
The loan asset depends on the market. Today only USDC markets are available, with additional assets possible later.
Which lending protocol is supported today?
Morpho is the only supported lending protocol today. Additional protocols may be added over time.
Which strategies are supported?
Only a curated subset of Stake DAO strategies. Check the Stake DAO app for the current list of enabled markets.
What Curve pools can be used as collateral?
Only StableSwap and StableSwap-NG pools that expose price_oracle. Other pool types require different oracles and are not enabled by default.
Do I lose rewards when I borrow?
No. Your collateral remains staked in the RewardVault and rewards keep accruing. You can claim rewards at any time.
Do rewards keep accruing while I have debt?
Yes. The wrapper keeps reward accounting active, so you can claim at any time even with an open borrow.
Can I transfer the wrapper token?
No. Wrapper tokens are non-transferable and can only move between you and the lending protocol.
Can I use the same wrapper token for different markets?
No. Each lending market has its own wrapper contract tied to that specific market configuration.
Can I transfer my collateral position to another wallet?
No. Wrapper tokens are non-transferable. To move a position, repay and withdraw, then re-deposit from the new wallet.
Why do I need an authorization step to withdraw?
The lending protocol requires explicit authorization for the wrapper to withdraw collateral on your behalf. This is separate from ERC20 approvals and is a one-time setup per market.
Can I withdraw collateral while still borrowed?
Only if the lending protocol still considers your position safe. If a withdrawal would breach the required collateralization, it will be blocked.
What happens if I am liquidated?
A liquidator repays part of your debt and seizes a portion of your collateral. The seized amount stops earning rewards immediately. You keep rewards earned up to that point.
I received wrapper tokens from a liquidation or collateral transfer - what now?
You must call claimLiquidation in the same transaction as the liquidation to unwrap the seized collateral and synchronize rewards. By unwrapping, you will receive the underlying Stake DAO shares.
Can I deposit the Curve LP tokens directly or do I need RewardVault shares?
Both are supported. If you deposit raw Curve LP tokens, the wrapper will deposit them into the RewardVault and mint wrapper tokens 1:1.
Can I loop my position with a flash loan?
Yes. Advanced users can use a flash loan to borrow-loop and optimize their position in a single transaction. This adds complexity and risk, so only use it if you understand the liquidation and execution risks.
Is there a lockup?
No. You can repay and withdraw anytime, subject to the lending protocol's collateral requirements.
Why is borrowing or withdrawing temporarily unavailable?
The oracle rejects stale or invalid feeds. If a required hop is stale, the market will pause until the feed updates.
Is the oracle conservative by design?
Yes. It uses Curve's EMA and clamps to the minimum pool price to avoid overvaluing LPs during depegs.
Are the core contracts (oracles, wrappers) upgradeable?
No. These contracts are immutable once deployed.
Where can I see contract addresses?
All lending contracts are listed on the Contract Addresses page.